Privacy Policy

Last updated: July 2, 2026

This policy explains what information PayLoanCentral ("we," "this site") collects when you visit, how it's used, and the choices you have. The short version: the numbers you type into our calculators stay in your browser, and the data practices that do exist relate to advertising and anonymous analytics.

Calculator inputs

All calculations on this site run locally in your web browser using JavaScript. The loan amounts, rates, savings figures, and goals you enter are never transmitted to our servers, stored, or shared. Closing the page discards them.

Advertising and Google AdSense

This site uses Google AdSense to display advertisements, which is how the tools remain free. Google and its partners use cookies to serve ads based on your prior visits to this and other websites.

• Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to this website or other websites.
• Google's use of advertising cookies enables it and its partners to serve ads based on your visits to this site and/or other sites on the Internet.
• You may opt out of personalized advertising by visiting Google's Ad Settings. You can also opt out of some third-party vendors' use of cookies for personalized advertising at youradchoices.com.

For more detail on how Google uses data when you use partners' sites, see How Google uses information from sites or apps that use its services.

Analytics

We may use anonymous analytics to understand aggregate site usage — which pages are visited and how often. This data does not personally identify you and is used only to improve the tools.

Cookies

Cookies are small files stored by your browser. On this site they are used by advertising partners as described above and, where applicable, by analytics. You can block or delete cookies through your browser settings; the calculators will continue to work fully with cookies disabled.

Log data

Like most websites, our hosting provider may automatically record standard technical information such as IP address, browser type, and pages visited. This information is used for security and site operation, not to identify individual visitors.

Children's privacy

This site is intended for a general audience and does not knowingly collect personal information from children under 13.

Links to other sites

Pages here may link to external websites. We are not responsible for the privacy practices of other sites and encourage you to read their policies.

Changes to this policy

We may update this policy from time to time. Changes will be posted on this page with a revised date.

Contact

Questions about this policy? Reach us through the contact page.